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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,915 | $97,027-72.3% | $83,323-67.7% | $135,382-80.1% |
| Participation rate | 65.2% | 80.4%-15.2pp | 77.8%-12.5pp | 82.6%-17.4pp |
| Annual return | -8.39% | 12.31%-20.7pp | 10.63%-19.0pp | 519.77%-528.2pp |
| Employer contribution / active EE | $1,786 | $4,143-56.9% | $3,379-47.1% | $4,779-62.6% |
| Participant deferral / active EE | $4,538 | $5,964-23.9% | $5,565-18.5% | $5,609-19.1% |
| Admin fee / account holder | $9,322 | $8,427+10.6% | $7,539+23.6% | $10,829-13.9% |