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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,270 | $153,769-22.4% | $133,975-11.0% | $273,972-56.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 8.62% | 36.51%-27.9pp | 29.29%-20.7pp | 41.46%-32.8pp |
| Employer contribution / active EE | $11,171 | $6,029+85.3% | $5,211+114.4% | $4,869+129.4% |
| Participant deferral / active EE | $9,746 | $6,958+40.1% | $6,282+55.1% | $5,287+84.3% |
| Admin fee / account holder | $566 | $11,765-95.2% | $9,324-93.9% | $10,133-94.4% |