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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,436 | $183,988-89.4% | $162,177-88.0% | $152,897-87.3% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.6%-37.6pp | 82.5%-32.5pp |
| Annual return | 27.88% | 150.79%-122.9pp | 115.60%-87.7pp | 345.43%-317.5pp |
| Employer contribution / active EE | $1,857 | $6,370-70.8% | $5,613-66.9% | $4,764-61.0% |
| Participant deferral / active EE | $5,261 | $8,032-34.5% | $7,297-27.9% | $5,851-10.1% |
| Admin fee / account holder | $250 | $13,123-98.1% | $10,843-97.7% | $11,599-97.8% |