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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,297 | $110,337+192.1% | $102,383+214.8% | $145,877+120.9% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 57.42% | 24.83%+32.6pp | 24.94%+32.5pp | 551.28%-493.9pp |
| Employer contribution / active EE | $40,980 | $4,216+872.0% | $3,870+958.8% | $4,663+778.8% |
| Participant deferral / active EE | $84,300 | $5,621+1399.8% | $5,060+1566.1% | $6,691+1160.0% |
| Admin fee / account holder | $336,926 | $9,750+3355.8% | $8,391+3915.2% | $13,402+2414.0% |