Retirement plan

EMPLOYEE BENEFIT PLAN OF ROSS COUNTY COMMUNITY ACTION COMMISSION, INC.

Name: ROSS COUNTY COMMUNITY ACTION COMMIS SION, INC. - EMPLOYEE BENEFIT PLAN OF ROSS COUNTY COMMUNITY ACTION COMMISSION, INC. (2016) Form 5500
Creator: ROSS COUNTY COMMUNITY ACTION COMMIS SION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF ROSS COUNTY COMMUNITY ACTION COMMISSION, INC., ROSS COUNTY COMMUNITY ACTION COMMIS SION, INC.

ROSS COUNTY COMMUNITY ACTION COMMIS SION, INC.EIN 31-6059908Plan #001PY 2016

603 CENTRAL CTR - CHILLICOTHE, OH 45601740-702-7222rossccac.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsLow returnsHigh feesLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$727K

+1.5% from 2015

Total participants

+3.3% from 2015

Average account balance

$8,976

+12.8% from 2015

Annual return

3.56%

+3.29 pp from 2015

Benchmarks

See 17,769 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,769 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$801K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$10K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

179.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$99K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.90%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$541

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$80K

$1036 / participant

Other / not subdivided$80K100.0%

% of EOY assets

10.972%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,976

$77,638-88.4%

$156,551-94.3%

$62,881-85.7%

Participation rate

84.4%

71.2%+13.2pp

84.0%+0.4pp

69.3%+15.1pp

Annual return

3.56%

50.33%-46.8pp

32.23%-28.7pp

20.14%-16.6pp

Employer contribution / active EE

$416

$3,444-87.9%

$5,501-92.4%

$2,281-81.8%

Participant deferral / active EE

$353

$3,046-88.4%

$4,871-92.8%

$3,203-89.0%

Admin fee / account holder

$985

$5,561-82.3%

$13,028-92.4%

$4,296-77.1%

EMPLOYEE BENEFIT PLAN OF ROSS COUNTY COMMUNITY ACTION COMMISSION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF ROSS COUNTY COMMUNITY ACTION COMMISSION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion