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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,592 | $72,269+15.7% | $101,271-17.5% | $79,852+4.7% |
| Participation rate | 87.8% | 68.5%+19.3pp | 75.8%+12.0pp | 69.6%+18.2pp |
| Annual return | 21.79% | 22.29%-0.5pp | 46.48%-24.7pp | 31.72%-9.9pp |
| Employer contribution / active EE | $3,155 | $2,692+17.2% | $3,660-13.8% | $2,471+27.7% |
| Participant deferral / active EE | $1,640 | $3,282-50.0% | $4,371-62.5% | $3,740-56.2% |
| Admin fee / account holder | $5,105 | $4,401+16.0% | $5,948-14.2% | $5,306-3.8% |