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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,537 | $81,476-35.5% | $102,383-48.7% | $80,925-35.1% |
| Participation rate | 85.2% | 66.8%+18.3pp | 74.5%+10.7pp | 67.7%+17.5pp |
| Annual return | 10.68% | 25.59%-14.9pp | 24.94%-14.3pp | 35.65%-25.0pp |
| Employer contribution / active EE | $1,852 | $3,105-40.4% | $3,870-52.2% | $2,756-32.8% |
| Participant deferral / active EE | $3,111 | $3,871-19.6% | $5,060-38.5% | $4,299-27.6% |
| Admin fee / account holder | $1,625 | $6,717-75.8% | $8,391-80.6% | $6,940-76.6% |