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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,169 | $93,345-48.4% | $119,126-59.6% | $87,485-44.9% |
| Participation rate | 88.7% | 68.7%+19.9pp | 75.8%+12.9pp | 68.9%+19.7pp |
| Annual return | 14.30% | 19.08%-4.8pp | 282.11%-267.8pp | 26.06%-11.8pp |
| Employer contribution / active EE | $1,887 | $3,172-40.5% | $4,034-53.2% | $2,596-27.3% |
| Participant deferral / active EE | $2,222 | $4,099-45.8% | $5,318-58.2% | $4,274-48.0% |
| Admin fee / account holder | $7,112 | $8,039-11.5% | $10,693-33.5% | $7,775-8.5% |