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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,689 | $100,938+14.6% | $90,461+27.9% | $158,982-27.2% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 26.41% | 1727.20%-1700.8pp | 1294.76%-1268.3pp | 302.99%-276.6pp |
| Employer contribution / active EE | $4,401 | $3,691+19.2% | $3,264+34.8% | $4,763-7.6% |
| Participant deferral / active EE | $7,005 | $4,350+61.1% | $3,964+76.7% | $5,983+17.1% |
| Admin fee / account holder | $476 | $6,510-92.7% | $5,617-91.5% | $11,252-95.8% |