Retirement plan

KREBER GRAPHICS, INC. 401(K) PLAN

Name: KREBER GRAPHICS, INC. - KREBER GRAPHICS, INC. 401(K) PLAN (2024) Form 5500
Creator: KREBER GRAPHICS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KREBER GRAPHICS, INC. 401(K) PLAN, KREBER GRAPHICS, INC.

KREBER GRAPHICS, INC.EIN 31-4364062Plan #005PY 2024

2580 WESTBELT DRIVE - COLUMBUS, OH 43228614-529-5701

Prospect flagsLow returnsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$19.4M

+0.7% from 2023

Total participants

151

-12.7% from 2023

Average account balance

$131,875

+15.1% from 2023

Annual return

9.93%

-4.05 pp from 2023

Benchmarks

See 6,297 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,297 peers

Snapshot2024

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$19.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$137K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

145

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.12M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$445

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833	Recordkeeping	$28,688
KREBER3 years Service code 10 · EIN 31-4364062	Accounting	$26,318
BUCKINGHAM STRATEGIC PARTNERS1 year Filed as: BUCKINGHAM ASSET MANAGEMENT Service code 28 · EIN 20-8306720	Investment Management	$17,521
MORNINGSTAR3 years Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908	Investment Management	$12,780
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782	Securities brokerage commissions and ...	$4
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$85K

$797 / participant

Recordkeeping$20K23.7%
Investment mgmt$58K68.3%
Other / not subdivided$7K8.1%

% of EOY assets

0.440%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: WINKEL GREEN LLP
Auditor EIN: 314442423
Audit fees: $6,877
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$131,875

$101,317+30.2%

$146,958-10.3%

$74,495+77.0%

Participation rate

96.3%

75.5%+20.7pp

82.2%+14.1pp

67.2%+29.1pp

Annual return

9.93%

8730.91%-8721.0pp

418.34%-408.4pp

1364.94%-1355.0pp

Employer contribution / active EE

$573

$3,810-85.0%

$4,933-88.4%

$2,623-78.2%

Participant deferral / active EE

$9,312

$7,303+27.5%

$8,070+15.4%

$4,346+114.3%

Admin fee / account holder

$580

$1,739-66.6%

$12,998-95.5%

$1,942-70.1%

Provider

Service type

Compensation

CHARLES SCHWAB & CO., INC.3 years

Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC

Service code 15 · EIN 34-1479833

Recordkeeping

$28,688

KREBER3 years

Service code 10 · EIN 31-4364062

Accounting

$26,318

BUCKINGHAM STRATEGIC PARTNERS1 year

Filed as: BUCKINGHAM ASSET MANAGEMENT

Service code 28 · EIN 20-8306720

Investment Management

$17,521

MORNINGSTAR3 years

Filed as: MORNINGSTAR INC

Service code 28 · EIN 36-3297908

Investment Management

$12,780

CHARLES SCHWAB & CO., INC.3 years

Service code 33 · EIN 94-1737782

Securities brokerage commissions and ...

CHARLES SCHWAB & CO., INC.3 years

Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL

Service code 59

Shareholder Servicing

KREBER GRAPHICS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KREBER GRAPHICS, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion