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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $481 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,406 | $65,862+139.0% | $124,694+26.2% | $79,389+98.3% |
| Participation rate | 37.7% | 62.2%-24.5pp | 74.6%-36.9pp | 70.7%-33.0pp |
| Annual return | 17.19% | 19.02%-1.8pp | 5144.82%-5127.6pp | 116.89%-99.7pp |
| Employer contribution / active EE | $522 | $1,883-72.3% | $3,325-84.3% | $2,428-78.5% |
| Participant deferral / active EE | $2,172 | $2,772-21.6% | $4,615-52.9% | $4,046-46.3% |
| Admin fee / account holder | $64 | $673-90.5% | $7,495-99.1% | $626-89.8% |