See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO,.INC Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,713 | $54,590-43.7% | $81,930-62.5% | $73,488-58.2% |
| Participation rate | 60.8% | 68.3%-7.5pp | 72.0%-11.1pp | 70.7%-9.8pp |
| Annual return | 9.03% | 17.74%-8.7pp | 29.49%-20.5pp | 28.51%-19.5pp |
| Employer contribution / active EE | $1,897 | $1,636+16.0% | $4,310-56.0% | $2,270-16.4% |
| Participant deferral / active EE | $2,577 | $2,759-6.6% | $7,107-63.7% | $3,740-31.1% |
| Admin fee / account holder | $23 | $592-96.1% | $5,158-99.6% | $513-95.5% |