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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,985 | $45,087-11.3% | $69,483-42.5% | $72,976-45.2% |
| Participation rate | 85.7% | 68.5%+17.2pp | 74.6%+11.1pp | 69.5%+16.2pp |
| Annual return | 12.75% | 22.67%-9.9pp | 28.99%-16.2pp | 81.02%-68.3pp |
| Employer contribution / active EE | $1,862 | $2,055-9.4% | $2,780-33.0% | $2,440-23.7% |
| Participant deferral / active EE | $4,349 | $2,603+67.1% | $3,537+23.0% | $3,608+20.6% |
| Admin fee / account holder | $3,530 | $3,057+15.5% | $3,841-8.1% | $5,124-31.1% |