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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,486 | $150,446-94.4% | $136,297-93.8% | $147,585-94.3% |
| Participation rate | 94.4% | 84.4%+10.0pp | 81.9%+12.5pp | 82.8%+11.6pp |
| Annual return | 35.60% | 1049.14%-1013.5pp | 5156.19%-5120.6pp | 578.58%-543.0pp |
| Employer contribution / active EE | $1,709 | $5,256-67.5% | $4,696-63.6% | $4,876-64.9% |
| Participant deferral / active EE | $3,950 | $6,631-40.4% | $6,247-36.8% | $5,439-27.4% |
| Admin fee / account holder | $302 | $10,906-97.2% | $9,244-96.7% | $10,886-97.2% |