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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,108 | $111,814-55.2% | $103,374-51.5% | $145,959-65.7% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 13.59% | 24.77%-11.2pp | 24.89%-11.3pp | 561.95%-548.4pp |
| Employer contribution / active EE | $183 | $4,214-95.7% | $3,869-95.3% | $4,661-96.1% |
| Participant deferral / active EE | $9,939 | $5,618+76.9% | $5,058+96.5% | $6,689+48.6% |
| Admin fee / account holder | $7,309 | $9,754-25.1% | $8,394-12.9% | $13,398-45.4% |