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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,108 | $110,337-54.6% | $102,383-51.1% | $145,877-65.7% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 13.59% | 24.83%-11.2pp | 24.94%-11.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $183 | $4,216-95.7% | $3,870-95.3% | $4,663-96.1% |
| Participant deferral / active EE | $9,939 | $5,621+76.8% | $5,060+96.4% | $6,691+48.5% |
| Admin fee / account holder | $7,309 | $9,750-25.0% | $8,391-12.9% | $13,402-45.5% |