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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,209 | $107,363-35.5% | $92,909-25.5% | $152,897-54.7% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.0%-36.0pp | 82.5%-42.5pp |
| Annual return | 21.54% | 145.63%-124.1pp | 109.44%-87.9pp | 345.43%-323.9pp |
| Employer contribution / active EE | $2,709 | $4,222-35.8% | $3,653-25.9% | $4,764-43.1% |
| Participant deferral / active EE | $6,900 | $4,848+42.3% | $4,238+62.8% | $5,851+17.9% |
| Admin fee / account holder | $1,091 | $7,082-84.6% | $5,795-81.2% | $11,599-90.6% |