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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,572 | $63,346-7.5% | $92,240-36.5% | $70,126-16.5% |
| Participation rate | 96.6% | 68.7%+27.9pp | 76.5%+20.1pp | 69.5%+27.0pp |
| Annual return | 12.03% | 530.19%-518.2pp | 176.29%-164.3pp | 73.15%-61.1pp |
| Employer contribution / active EE | $7,426 | $2,471+200.5% | $3,680+101.8% | $2,343+217.0% |
| Participant deferral / active EE | $3,208 | $2,854+12.4% | $3,897-17.7% | $3,332-3.7% |
| Admin fee / account holder | $3,560 | $3,841-7.3% | $5,194-31.5% | $4,645-23.4% |