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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,413 | $90,400-29.9% | $186,193-65.9% | $87,485-27.5% |
| Participation rate | 47.5% | 66.2%-18.7pp | 77.1%-29.6pp | 68.9%-21.4pp |
| Annual return | 17.25% | 22.15%-4.9pp | 78.03%-60.8pp | 26.06%-8.8pp |
| Employer contribution / active EE | $1,382 | $2,170-36.3% | $3,918-64.7% | $2,596-46.8% |
| Participant deferral / active EE | $1,938 | $4,330-55.2% | $6,513-70.2% | $4,274-54.6% |
| Admin fee / account holder | $39,163 | $8,673+351.5% | $11,058+254.2% | $7,775+403.7% |