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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,413 | $80,812-21.5% | $160,784-60.6% | $82,448-23.1% |
| Participation rate | 47.5% | 66.2%-18.7pp | 77.0%-29.5pp | 68.1%-20.6pp |
| Annual return | 17.25% | 100.59%-83.3pp | 1803.92%-1786.7pp | 41.64%-24.4pp |
| Employer contribution / active EE | $1,382 | $2,174-36.4% | $3,733-63.0% | $2,551-45.8% |
| Participant deferral / active EE | $1,938 | $4,335-55.3% | $6,293-69.2% | $4,139-53.2% |
| Admin fee / account holder | $39,163 | $7,695+408.9% | $9,717+303.0% | $7,234+441.3% |