Retirement plan

HEAPY ENGINEERING, INC. SAVINGS PLAN

Name: HEAPY ENGINEERING - HEAPY ENGINEERING, INC. SAVINGS PLAN (2016) Form 5500
Creator: HEAPY ENGINEERING
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HEAPY ENGINEERING, INC. SAVINGS PLAN, HEAPY ENGINEERING

HEAPY ENGINEERINGEIN 31-1743951Plan #001PY 2016

1400 W DOROTHY LANE - DAYTON, OH 454091310937-224-0861

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$20.3M

+3.1% from 2015

Total participants

230

+8.0% from 2015

Average account balance

$90,486

-5.2% from 2015

Annual return

9.74%

+8.90 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$38.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

317

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.10M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$593

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
CREATIVE RETIREMENT SYSTEMS, INC.1 year Service code 15 · EIN 31-1299207	Recordkeeping	$3,335
MERCER2+ years Filed as: MERCER HR SERVICES, LLC Service code 15 · EIN 20-1932099 INVESTORS WAY · NORWOOD, MA 020621584	Recordkeeping	$1,008
TRANSAMERICA RETIREMENT SOLUTIONS1 year Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781	Recordkeeping	$670
CHARLES SCHWAB & CO., INC.1 year Service code 33 · EIN 94-1737782	Securities brokerage; Securities brok...	$36
TD AMERITRADE, INC.2+ years Service code 15 · EIN 47-0533629	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$670

$4 / participant

Other / not subdivided$670100.0%

% of EOY assets

0.003%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,486

$75,183+20.4%

$123,894-27.0%

$55,167+64.0%

Participation rate

96.8%

72.8%+23.9pp

81.4%+15.3pp

69.0%+27.8pp

Annual return

9.74%

19.01%-9.3pp

47.52%-37.8pp

169.23%-159.5pp

Employer contribution / active EE

$2,472

$2,823-12.5%

$4,617-46.5%

$1,963+25.9%

Participant deferral / active EE

$6,041

$5,084+18.8%

$5,984+1.0%

$3,054+97.8%

Admin fee / account holder

$663-99.5%

$8,357-100.0%

$504-99.4%

Provider

Service type

Compensation

CREATIVE RETIREMENT SYSTEMS, INC.1 year

Service code 15 · EIN 31-1299207

Recordkeeping

$3,335

MERCER2+ years

Filed as: MERCER HR SERVICES, LLC

Service code 15 · EIN 20-1932099

INVESTORS WAY · NORWOOD, MA 020621584

Recordkeeping

$1,008

TRANSAMERICA RETIREMENT SOLUTIONS1 year

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

Recordkeeping

$670

CHARLES SCHWAB & CO., INC.1 year

Service code 33 · EIN 94-1737782

Securities brokerage; Securities brok...

$36

TD AMERITRADE, INC.2+ years

Service code 15 · EIN 47-0533629

Recordkeeping

HEAPY ENGINEERING, INC. SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HEAPY ENGINEERING, INC. SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion