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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,470 | $150,446+8.7% | $136,297+19.9% | $147,585+10.8% |
| Participation rate | 93.8% | 84.4%+9.3pp | 81.9%+11.8pp | 82.8%+10.9pp |
| Annual return | 21.96% | 1049.14%-1027.2pp | 5156.19%-5134.2pp | 578.58%-556.6pp |
| Employer contribution / active EE | $5,681 | $5,256+8.1% | $4,696+21.0% | $4,876+16.5% |
| Participant deferral / active EE | $5,042 | $6,631-24.0% | $6,247-19.3% | $5,439-7.3% |
| Admin fee / account holder | $621 | $10,906-94.3% | $9,244-93.3% | $10,886-94.3% |