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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,690 | $115,911-14.9% | $100,530-1.8% | $158,950-37.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 25.23% | 34.80%-9.6pp | 30.89%-5.7pp | 302.91%-277.7pp |
| Employer contribution / active EE | $1,019 | $4,104-75.2% | $3,418-70.2% | $4,762-78.6% |
| Participant deferral / active EE | $9,116 | $6,676+36.5% | $6,271+45.4% | $5,983+52.4% |
| Admin fee / account holder | $1,487 | $10,999-86.5% | $8,083-81.6% | $11,248-86.8% |