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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,509 | $168,636-32.7% | $147,618-23.1% | $125,388-9.5% |
| Participation rate | 88.9% | 88.8%+0.1pp | 84.6%+4.3pp | 83.2%+5.7pp |
| Annual return | -0.31% | 77.65%-78.0pp | 61.98%-62.3pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,780 | $6,252-71.5% | $5,565-68.0% | $4,866-63.4% |
| Participant deferral / active EE | $4,951 | $5,507-10.1% | $4,895+1.1% | $5,352-7.5% |
| Admin fee / account holder | $11,475 | $13,580-15.5% | $11,612-1.2% | $9,541+20.3% |