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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,988 | $209,422-95.7% | $178,503-95.0% | $158,982-94.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.93% | 188.81%-181.9pp | 151.12%-144.2pp | 302.99%-296.1pp |
| Employer contribution / active EE | $573 | $5,707-90.0% | $5,011-88.6% | $4,763-88.0% |
| Participant deferral / active EE | $3,043 | $5,955-48.9% | $5,202-41.5% | $5,983-49.1% |
| Admin fee / account holder | $359 | $17,079-97.9% | $13,987-97.4% | $11,252-96.8% |