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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,491 | $73,978-69.6% | $96,515-76.7% | $75,173-70.1% |
| Participation rate | 95.8% | 66.4%+29.3pp | 74.3%+21.4pp | 67.2%+28.6pp |
| Annual return | 32.09% | 26.72%+5.4pp | 35.73%-3.6pp | 160.72%-128.6pp |
| Employer contribution / active EE | $15,340 | $2,931+423.4% | $3,740+310.2% | $2,671+474.3% |
| Participant deferral / active EE | $0 | $3,660-100.0% | $4,880-100.0% | $4,126-100.0% |
| Admin fee / account holder | $720 | $5,219-86.2% | $6,735-89.3% | $5,651-87.3% |