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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,004 | $198,462-65.7% | $170,439-60.1% | $147,585-53.9% |
| Participation rate | 55.6% | 88.0%-32.4pp | 83.6%-28.0pp | 82.8%-27.3pp |
| Annual return | 16.16% | 257.30%-241.1pp | 205.94%-189.8pp | 578.58%-562.4pp |
| Employer contribution / active EE | $1,429 | $6,184-76.9% | $5,433-73.7% | $4,876-70.7% |
| Participant deferral / active EE | $3,290 | $5,629-41.6% | $4,939-33.4% | $5,439-39.5% |
| Admin fee / account holder | $16,329 | $16,852-3.1% | $13,881+17.6% | $10,886+50.0% |