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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,161 | $84,708-47.9% | $75,714-41.7% | $167,536-73.6% |
| Participation rate | 63.6% | 77.8%-14.2pp | 74.8%-11.2pp | 82.1%-18.5pp |
| Annual return | 0.00% | 199.62%-199.6pp | 104.62%-104.6pp | 478.82%-478.8pp |
| Employer contribution / active EE | $911 | $3,231-71.8% | $2,744-66.8% | $4,839-81.2% |
| Participant deferral / active EE | $1,704 | $4,577-62.8% | $3,820-55.4% | $6,342-73.1% |
| Admin fee / account holder | $130 | $5,358-97.6% | $3,619-96.4% | $12,315-98.9% |