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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,483 | $176,105+203.5% | $159,474+235.2% | $167,536+219.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 7.98% | 331.91%-323.9pp | 263.68%-255.7pp | 478.82%-470.8pp |
| Employer contribution / active EE | $20,646 | $5,299+289.6% | $4,831+327.4% | $4,839+326.7% |
| Participant deferral / active EE | $18,295 | $7,751+136.0% | $7,353+148.8% | $6,342+188.5% |
| Admin fee / account holder | $0 | $12,559-100.0% | $10,802-100.0% | $12,315-100.0% |