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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,588 | $81,696-94.4% | $70,494-93.5% | $158,982-97.1% |
| Participation rate | 85.7% | 77.7%+8.0pp | 75.1%+10.7pp | 82.0%+3.7pp |
| Annual return | 9.44% | 208.70%-199.3pp | 109.16%-99.7pp | 302.99%-293.6pp |
| Employer contribution / active EE | $506 | $3,220-84.3% | $2,738-81.5% | $4,763-89.4% |
| Participant deferral / active EE | $2,689 | $4,558-41.0% | $3,711-27.5% | $5,983-55.1% |
| Admin fee / account holder | $2,034 | $6,200-67.2% | $3,848-47.1% | $11,252-81.9% |