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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,549 | $109,411+381.3% | $89,435+488.8% | $158,982+231.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 10.69% | 345.68%-335.0pp | 245.55%-234.9pp | 302.99%-292.3pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $11,816 | $4,600+156.9% | $3,890+203.7% | $5,983+97.5% |
| Admin fee / account holder | $942 | $6,159-84.7% | $4,884-80.7% | $11,252-91.6% |