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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $834,529 | $100,203+732.8% | $85,240+879.0% | $145,897+472.0% |
| Participation rate | 78.6% | 74.1%+4.5pp | 67.5%+11.0pp | 80.3%-1.7pp |
| Annual return | 16.35% | 84.28%-67.9pp | 66.75%-50.4pp | 552.29%-535.9pp |
| Employer contribution / active EE | $14,687 | $3,242+353.1% | $2,735+437.0% | $4,663+215.0% |
| Participant deferral / active EE | $8,053 | $5,299+52.0% | $4,527+77.9% | $6,689+20.4% |
| Admin fee / account holder | $3,254 | $7,265-55.2% | $6,165-47.2% | $13,390-75.7% |