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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,491 | $61,125+147.8% | $94,057+61.1% | $87,485+73.2% |
| Participation rate | 79.3% | 64.1%+15.2pp | 73.3%+6.0pp | 68.9%+10.4pp |
| Annual return | 16.54% | 35.20%-18.7pp | 480.62%-464.1pp | 26.06%-9.5pp |
| Employer contribution / active EE | $5,615 | $2,136+162.8% | $2,933+91.4% | $2,596+116.3% |
| Participant deferral / active EE | $11,341 | $3,260+247.9% | $4,709+140.8% | $4,274+165.4% |
| Admin fee / account holder | $16,731 | $5,629+197.2% | $7,244+130.9% | $7,775+115.2% |