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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,491 | $51,638+193.4% | $68,368+121.6% | $82,448+83.7% |
| Participation rate | 79.3% | 63.6%+15.7pp | 73.8%+5.6pp | 68.1%+11.2pp |
| Annual return | 16.54% | 37.53%-21.0pp | 292.57%-276.0pp | 41.64%-25.1pp |
| Employer contribution / active EE | $5,615 | $2,047+174.3% | $2,649+112.0% | $2,551+120.1% |
| Participant deferral / active EE | $11,341 | $2,914+289.3% | $4,123+175.1% | $4,139+174.0% |
| Admin fee / account holder | $16,731 | $4,643+260.3% | $5,150+224.9% | $7,234+131.3% |