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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,193 | $69,977+0.3% | $108,582-35.4% | $62,881+11.6% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 0.57% | 10.73%-10.2pp | -51.70%+52.3pp | 20.14%-19.6pp |
| Employer contribution / active EE | $2,909 | $2,135+36.3% | $3,758-22.6% | $2,281+27.5% |
| Participant deferral / active EE | $4,611 | $3,165+45.7% | $4,311+7.0% | $3,203+44.0% |
| Admin fee / account holder | $4,674 | $5,076-7.9% | $7,645-38.9% | $4,296+8.8% |