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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,910 | $100,811-74.3% | $86,698-70.1% | $134,545-80.7% |
| Participation rate | 75.0% | 79.0%-4.0pp | 76.6%-1.6pp | 81.2%-6.2pp |
| Annual return | -19.42% | 29.11%-48.5pp | 35.96%-55.4pp | 418.37%-437.8pp |
| Employer contribution / active EE | $2,489 | $3,490-28.7% | $2,837-12.3% | $4,742-47.5% |
| Participant deferral / active EE | $6,627 | $5,339+24.1% | $4,656+42.3% | $6,401+3.5% |
| Admin fee / account holder | $1,513 | $10,926-86.2% | $7,492-79.8% | $11,431-86.8% |