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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,419 | $76,551+87.4% | $123,894+15.8% | $62,881+128.1% |
| Participation rate | 85.7% | 73.0%+12.7pp | 81.4%+4.3pp | 69.3%+16.4pp |
| Annual return | 6.63% | 18.68%-12.0pp | 47.52%-40.9pp | 20.14%-13.5pp |
| Employer contribution / active EE | $227 | $2,882-92.1% | $4,617-95.1% | $2,281-90.0% |
| Participant deferral / active EE | $6,819 | $4,840+40.9% | $5,984+14.0% | $3,203+112.9% |
| Admin fee / account holder | $2,105 | $4,826-56.4% | $8,357-74.8% | $4,296-51.0% |