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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,197 | $159,978+54.5% | $147,041+68.1% | $145,978+69.3% |
| Participation rate | 58.3% | 84.0%-25.7pp | 82.2%-23.8pp | 80.3%-22.0pp |
| Annual return | 10.56% | 98.36%-87.8pp | 419.21%-408.6pp | 550.52%-540.0pp |
| Employer contribution / active EE | $0 | $5,288-100.0% | $4,935-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,571 | $8,429-10.2% | $8,071-6.2% | $6,690+13.2% |
| Admin fee / account holder | $11,713 | $15,053-22.2% | $13,006-9.9% | $13,400-12.6% |