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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $79,369 |
ERNST & YOUNG LLP5 years Service code 10 · EIN 34-6565596 | Accounting | $60,000 |
Service code 27 · EIN 34-1753575 | Advisory (Plan) | $48,662 |
STRATEGIC ADVISORS, INC.7 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $37,690 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,757 | $104,544-16.1% | $96,534-9.1% | $80,157+9.5% |
| Participation rate | 97.3% | 86.4%+10.9pp | 76.0%+21.3pp | 72.9%+24.3pp |
| Annual return | 16.71% | 21.79%-5.1pp | 25.88%-9.2pp | 40.39%-23.7pp |
| Employer contribution / active EE | $3,752 | $3,527+6.4% | $2,965+26.5% | $2,977+26.0% |
| Participant deferral / active EE | $5,091 | $6,170-17.5% | $4,851+4.9% | $5,015+1.5% |
| Admin fee / account holder | $188 | $107+75.6% | $8,253-97.7% | $145+29.4% |