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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 34-1753575 | Advisory (Plan) | $86,197 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $66,200 |
ERNST & YOUNG LLP6 years Service code 10 · EIN 34-6565596 | Accounting | $61,800 |
STRATEGIC ADVISORS, INC.8 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $44,186 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,003 | $89,123+4.4% | $102,460-9.2% | $77,762+19.6% |
| Participation rate | 98.0% | 80.9%+17.1pp | 76.5%+21.5pp | 70.6%+27.4pp |
| Annual return | 11.95% | 25.05%-13.1pp | 29.47%-17.5pp | 31.27%-19.3pp |
| Employer contribution / active EE | $3,800 | $2,700+40.8% | $3,025+25.6% | $2,728+39.3% |
| Participant deferral / active EE | $5,403 | $5,148+5.0% | $5,056+6.9% | $4,651+16.2% |
| Admin fee / account holder | $212 | $236-10.2% | $9,460-97.8% | $433-51.1% |