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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,630 | $100,811-27.0% | $86,698-15.1% | $134,545-45.3% |
| Participation rate | 33.3% | 79.0%-45.6pp | 76.6%-43.3pp | 81.2%-47.9pp |
| Annual return | 1396.33% | 29.11%+1367.2pp | 35.96%+1360.4pp | 418.37%+978.0pp |
| Employer contribution / active EE | $1,508 | $3,490-56.8% | $2,837-46.9% | $4,742-68.2% |
| Participant deferral / active EE | $2,769 | $5,339-48.1% | $4,656-40.5% | $6,401-56.7% |
| Admin fee / account holder | $779 | $10,926-92.9% | $7,492-89.6% | $11,431-93.2% |