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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,463 | $162,821+47.1% | $133,978+78.7% | $158,982+50.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 9.49% | 41.95%-32.5pp | 45.10%-35.6pp | 302.99%-293.5pp |
| Employer contribution / active EE | $15,520 | $4,976+211.9% | $3,919+296.0% | $4,763+225.8% |
| Participant deferral / active EE | $19,050 | $5,910+222.3% | $5,047+277.4% | $5,983+218.4% |
| Admin fee / account holder | $68,320 | $11,742+481.9% | $8,930+665.1% | $11,252+507.2% |