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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,245 | $175,231+25.1% | $149,696+46.5% | $139,466+57.2% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 14.10% | 166.77%-152.7pp | 134.46%-120.4pp | 373.66%-359.6pp |
| Employer contribution / active EE | $8,254 | $5,478+50.7% | $4,821+71.2% | $4,754+73.6% |
| Participant deferral / active EE | $7,369 | $6,521+13.0% | $5,682+29.7% | $6,712+9.8% |
| Admin fee / account holder | $89,066 | $16,155+451.3% | $13,212+574.1% | $11,409+680.7% |