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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,484 | $138,078+56.8% | $125,363+72.7% | $134,509+60.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.01% | 750.49%-765.5pp | 572.15%-587.2pp | 418.13%-433.1pp |
| Employer contribution / active EE | $8,234 | $5,245+57.0% | $4,815+71.0% | $4,741+73.7% |
| Participant deferral / active EE | $6,879 | $7,800-11.8% | $7,447-7.6% | $6,400+7.5% |
| Admin fee / account holder | $330 | $11,566-97.2% | $10,005-96.7% | $11,427-97.1% |