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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,085 | $184,000-1.6% | $162,185+11.7% | $152,909+18.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 49.97% | 150.80%-100.8pp | 115.61%-65.6pp | 345.46%-295.5pp |
| Employer contribution / active EE | $21,813 | $6,370+242.4% | $5,613+288.6% | $4,764+357.9% |
| Participant deferral / active EE | $17,814 | $8,033+121.8% | $7,297+144.1% | $5,851+204.4% |
| Admin fee / account holder | $12,303 | $13,124-6.3% | $10,844+13.5% | $11,601+6.1% |