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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,098 | $67,411+4.0% | $91,004-23.0% | $70,1260% |
| Participation rate | 61.2% | 71.4%-10.1pp | 75.6%-14.4pp | 69.5%-8.3pp |
| Annual return | 15.49% | -40.16%+55.6pp | 4.60%+10.9pp | 73.15%-57.7pp |
| Employer contribution / active EE | $582 | $1,786-67.4% | $2,456-76.3% | $2,343-75.1% |
| Participant deferral / active EE | $2,329 | $2,823-17.5% | $3,548-34.3% | $3,332-30.1% |
| Admin fee / account holder | $878 | $4,236-79.3% | $5,417-83.8% | $4,645-81.1% |