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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,122 | $85,171-54.1% | $172,752-77.4% | $72,975-46.4% |
| Participation rate | 83.3% | 70.1%+13.3pp | 82.6%+0.7pp | 69.5%+13.8pp |
| Annual return | 21.59% | 27.32%-5.7pp | 802.97%-781.4pp | 81.01%-59.4pp |
| Employer contribution / active EE | $1,510 | $3,324-54.6% | $5,144-70.6% | $2,440-38.1% |
| Participant deferral / active EE | $3,051 | $3,260-6.4% | $5,198-41.3% | $3,608-15.4% |
| Admin fee / account holder | $1,946 | $5,880-66.9% | $13,955-86.1% | $5,124-62.0% |