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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,770 | $77,817-15.5% | $123,553-46.8% | $64,173+2.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -7.57% | 12.49%-20.1pp | 119.21%-126.8pp | 7.63%-15.2pp |
| Employer contribution / active EE | $6,579 | $3,014+118.3% | $4,628+42.2% | $2,381+176.3% |
| Participant deferral / active EE | $1,519 | $5,240-71.0% | $6,426-76.4% | $3,470-56.2% |
| Admin fee / account holder | $2,757 | $5,519-50.0% | $9,284-70.3% | $4,887-43.6% |