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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,862 | $89,370-11.8% | $141,197-44.1% | $72,976+8.1% |
| Participation rate | 92.9% | 75.1%+17.7pp | 82.5%+10.4pp | 69.5%+23.4pp |
| Annual return | 19.99% | 111.88%-91.9pp | 71.41%-51.4pp | 81.02%-61.0pp |
| Employer contribution / active EE | $6,485 | $3,115+108.2% | $4,736+36.9% | $2,440+165.8% |
| Participant deferral / active EE | $1,947 | $5,419-64.1% | $6,710-71.0% | $3,608-46.0% |
| Admin fee / account holder | $12,982 | $5,957+117.9% | $10,265+26.5% | $5,124+153.4% |