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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,727 | $54,763-82.2% | $90,324-89.2% | $72,976-86.7% |
| Participation rate | 25.8% | 65.2%-39.3pp | 73.3%-47.5pp | 69.5%-43.7pp |
| Annual return | 26.95% | 30.63%-3.7pp | 78.15%-51.2pp | 81.02%-54.1pp |
| Employer contribution / active EE | $347 | $2,093-83.4% | $2,856-87.8% | $2,440-85.8% |
| Participant deferral / active EE | $2,153 | $2,887-25.4% | $3,885-44.6% | $3,608-40.3% |
| Admin fee / account holder | $17 | $3,973-99.6% | $5,356-99.7% | $5,124-99.7% |