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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,576 | $157,296+1.4% | $141,191+13.0% | $152,897+4.4% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 21.34% | 64.34%-43.0pp | 71.41%-50.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $2,766 | $5,262-47.4% | $4,736-41.6% | $4,764-41.9% |
| Participant deferral / active EE | $7,965 | $7,111+12.0% | $6,710+18.7% | $5,851+36.1% |
| Admin fee / account holder | $722 | $12,125-94.0% | $10,264-93.0% | $11,599-93.8% |